Free Mortgage Rate Review

See how your current mortgage compares, side by side.

Most Australian homeowners have no idea if they are still on a competitive rate. Fill out your details below and see an indicative view of what may be available to you right now.

Takes about 60 seconds
No cost, no obligation
Australian homeowners only

Your indicative mortgage rate review

Quick details, three qualifying questions, and your indicative savings figure. Kunga personally runs the full review on a quick Google Meet shortly after.

Please complete the highlighted fields below before continuing.
1
About You
Please enter your first name.
Please enter your last name.
Please enter a valid email address.
Please enter a valid Australian mobile number.
Please enter your 4-digit postcode.
2
Your Situation
Please choose an option.
Please choose your income band.
3
Your Mortgage
Please choose your balance band.
Please choose your current rate band.
Please choose your refinance timeframe.

By submitting, you consent to KTD Business contacting you about your mortgage rate review. Your information is handled in line with the Australian Privacy Principles. Indicative figures only, based on current published market options. Not financial advice.

Your Indicative Snapshot

Here is what you could potentially save

Based on the bands you selected, compared against an indicative competitive market option.

Indicative Annual Interest Saving
$0
per year, indicative only

Your Current Mortgage

Indicative rate,
Indicative balance,
Indicative annual interest,

Indicative Market Option

Indicative rate,
Indicative balance,
Indicative annual interest,
How this figure was calculated. Your indicative annual interest saving is calculated using the midpoint of the rate band you selected, against an indicative competitive market option of 5.55% p.a. currently published in the Australian variable home loan market. This figure is general information only, not personal advice, and does not constitute a credit quote. Actual savings depend on lender assessment, loan structure, fees, LVR, and individual circumstances.

What happens next.

  • 01
    A quick call back
    Someone from the KTD team will reach out shortly to lock in a time that suits you.
  • 02
    Your Google Meet with Kunga
    A 20 to 30 minute call where Kunga walks you through your personalised side by side comparison.
  • 03
    A clear next step
    Real options that may be available, or an honest "you are already in a good spot". No pressure either way.
What you actually get

A real side by side, not a sales call.

The Mortgage Rate Review is a quick Google Meet with Kunga, our founder. He walks you through a clear, side by side comparison of your current mortgage against options that may be available to you right now.

  • A clear, plain English side by side comparison
  • Indicative repayment options that may be available
  • Cashback offers and lender incentives you may qualify for
  • Debt consolidation and equity access options
  • A clear next step, or an honest "you are already in a good spot"
"My job is to give you a clear picture of what is actually available to you, then let you decide. If you are already in a great spot, I will tell you straight up."
KD
Kunga T Dukpa
Founder, KTD Business
Common questions

Things people usually ask.

Yes. The Mortgage Rate Review with Kunga is free and there is no obligation to refinance or do anything afterwards. Kunga is paid by the lender when a refinance actually goes through, not by you.
It is an indicative figure only, based on the midpoint of the rate band you selected against a published competitive market option. Your actual numbers depend on your lender, loan structure, fees, LVR, and personal circumstances. Kunga will run the real numbers on your full review call.
Kunga personally walks you through a side by side comparison of your current mortgage against options that may be available right now. The call is typically 20 to 30 minutes on Google Meet. You get a clear picture of your position and a clear next step, or an honest "you are already in a good spot."
It depends entirely on your current rate, lender, loan structure and personal circumstances. Many Australian homeowners find their current rate is no longer the most competitive available, but Kunga will give you a straight answer either way after reviewing your specific situation.
KTD Business is an Australian one roof firm covering tax, finance, and mortgage refinancing for everyday Australian homeowners. Founded by Kunga T Dukpa. Empowering Your Every Move.
Yes. Your details are handled in line with the Australian Privacy Principles and used only to deliver your free Mortgage Rate Review. We do not sell or share your information.